U.S. Mortgage Watchdog, is available to consumers who are serious about buying a home or refinancing a home but aren't sure where to start. The best part about the service is that "IT'S FREE" to you, the consumer.
Do you have the
Best Mortgage Deal?
- We provide independent advice
- We are your advocate throughout the loan process
- We protect you from predatory lending practices
- We uncover hidden fees like
- Service Release Premium
- Yield Spread Premium
- Origination Fee
- Discount Fee
- Risk Based Pricing
How much is that loan really costing you!
For example... if you are being sold a 30 year fixed rate $250,000 loan at 6.50% interest rate and are being charged a 1.0% origination fee, your monthly principal and interest payment will be $1,580.17. However, if the going rate for this loan is 6.0% with a 1% origination fee, your payment will be $1,498.88, a savings of $81.29 per month.
Protect your HOME!
Today more then ever you need an independent third party that oversees/audits the entire lending process for your home. With over 30 years of combined Mortgage Experience we understand how the process works and how the industry makes money on your loan. We protect you from becoming a victim of unscrupulous, predatory, or exploitive lender practices.
Before you sign all of the documents…
Ask yourself, what are all of these fees and how do they relate to the new principle balance on my loan. A lot of the fees that are paid to mortgage brokers are hidden in the back-end of your note and increases the amount of money you owe as well as the monthly payment.
Our Mission is to expose these fees and Reduce the amount of money you will pay.